Ayushman Bharat 5 Lakh Insurance is a health insurance scheme launched by the Government of India. It provides health cover of Rs. 5 lakh per family per year in case of hospitalization. The scheme will benefit more than 10 crore families in the country. It will provide them financial protection against the rising cost of healthcare.
The scheme will be implemented through a network of hospitals empanelled under it. The government has also set up a toll-free number – 14555 – for people to avail the benefits of the scheme.
What Does the Insurance Cover?
The Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides health insurance cover of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalization. The scheme covers over 10 crore poor and vulnerable families (over 50 crore beneficiaries) across the country. PM-JAY will provide cashless and paperless access to services for the beneficiary at public and empanelled private hospitals.
Who is Eligible for the Insurance?
The Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides health insurance cover of Rs. 5 lakh per family per year. Eligibility for PM-JAY is determined by the Socio-Economic and Caste Census (SECC) database. Families included in the SECC database as per the following criteria are eligible for PM-JAY benefits:
– Households living below the poverty line (BPL),
– Antyodaya Anna Yojana (AAY) card holders,
– Forest dwellers,
– Most Backward Classes (MBCs), and
– Scheduled Tribes (STs).
How to Apply for the Insurance?
The Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides financial protection to vulnerable families in the event of hospitalization. It is a government-sponsored health insurance scheme that covers secondary and tertiary care hospitalization. Families with an annual income below Rs. 5 lakh are eligible for the scheme.
To apply for the insurance, families need to fill out an application form and submit it to the nearest PM-JAY office. The form can be downloaded from the official website or obtained from the PM-JAY office. Families will need to provide proof of income, identity, and residency to apply for the insurance.
Conclusion
Ayushman Bharat is a health insurance scheme that offers coverage of up to 5 lakh rupees to beneficiaries. The scheme has been beneficial for many people, providing them with access to quality healthcare. If you are looking for health insurance, Ayushman Bharat is definitely worth considering.
